Government departments and agencies provide financings such as grants, contributions, subsidies, and loan guarantees. If you are looking for money for your business, you should start by learning about the different types of financing that are available.

Finance Your BusinessFind Programs and Services that can help

Canada Small Business Financing ProgramSmall businesses looking to purchase or improve their assets for new or expanded operations could benefit from the Canada Small Business Financing Loan (CSBFL). This loan is a government-sponsored loan program that offers up to $1,000,000 ($350,000 for equipment and leasehold improvements) to small businesses in Canada.Click Here

Canada Small Business Financing Program

Access Credit Union offers a wide range of business loans and has the ability to tailor financing to meet your needs, whether you own an established business or are just getting started.

Whether you are looking to start a new business, renovate or expand your premises, or purchase office equipment or company vehicles (and more!), our commercial and ag services team is here to help.

  • Amortization up to 10 years depending on the loan security.
  • Up to seven-year term fixed rates available.
  • Flexible payment options based on your business needs.
  • Competitive fixed and variable rates available.
Click Here

CYBF - Start-Up Program 

If you are 18 to 39 years old, you could get a loan of $15,000 to start or buy a business.

To be eligible, you should:

  • Create a business plan for a business that will employ you full time
  • Work with a mentor for two years
  • Own at least 51% of your business

You cannot use the funds to pay existing debts. You need to repay the loan and pay administrative fees.

If you qualify, you can also apply for an extra $30,000 through the CYBF-BDC Start-Up Program

Do you need a loan to start or buy a business, or to pay for property and equipment to set up your business? Financing may be available to entrepreneurs who demonstrate:

  • Market and sales potential
  • Competence of your management team
  • Investment in your business
  • Expertise in your chosen field
Click Here

BDC Financing for starting your business

Whether you are just starting up or want to grow your business, you could get a term loan  to help you:

  • Start or buy a business
  • Buy, build or renovate your facilities
  • Buy equipment
  • Research and develop new products
  • Develop new markets for your products
  • Acquire information and communications technology
  • Sell your business
The loan comes with flexible terms.
Click Here

Aboriginal Business Development Program

If you are Aboriginal or have a majority-owned Aboriginal business, you can apply for up to $99,999 to help you:

  • Start or buy a business
  • Grow your existing business
  • Market your product or service
  • Develop new products or processes
  • Get business advice

You don't need to pay the money back. You can also get help with business planning.

Click Here

Canada Summer Work Experience Program

Do you plan to hire students to help out at your small business next summer? This wage subsidy could help you pay up to 50% of the salary to an eligible full-time student.

To qualify:

  • Students must be between 15 and 30 years old
  • You should have no more than 50 full-time employees
  • You need to meet the priorities set by your region
The value of the subsidy is based on the minimum wage in your region
Click Here

BDC Buying a Business

Would you like to own an existing business? Do you need a consultant to help you find out its strengths? You could get a loan to:

  • Buy an existing business
  • Purchase the business that you already manage
  • Pay for a consultant to help evaluate the business and integrate its processes
The type of loan you could get will depend on whether you already own land, shares in a business, or other assets, or not
Click Here

Women's Enterprise Initiative Loan Program

Are you a woman living in Western Canada who is looking for financing to start a business? Do you want to grow your business or buy a business?

This initiative could provide you with a loan of up to $150,000. It can also provide advisory services, business training and networking opportunities with other businesswomen.

You need to have a viable business plan, and your business must be a legal entity that is 50% or more owned or controlled by a woman.
Click Here

Opportunities Fund for Persons with Disabilities

If you are a person with a disability, you could receive financial assistance for training to start a business and for living expenses while you learn.

As an individual, you should:

  • Have a permanent physical or mental disability
  • Be unemployed or work less than 20 hours a week
  • Be a Canadian citizen or landed immigrant
  • Be unable to receive benefits

If you're an employer, you could get a wage subsidy to hire someone with a disability. Before proceeding with the project, you are required to get approval

Click Here

Grant Programs for Artists

If you are a professional Canadian artist involved in dance, inter-arts, media arts, music, theatre, visual arts or writing and publishing, you can apply for a grant.

You may use the grant for expenses related to your creative production, to pay for professional development or residency costs, and to cover travel expenses. This program is designed to promote the arts in Canada and abroad.
Click Here

Small Business Deduction

If you operate a Canadian-controlled private corporation, you may be eligible for an annual tax credit. This reduces the amount of tax that your business might otherwise have to pay.

The amount of the credit is calculated when you complete your corporation's T2 income tax return. If you are not associated with any other corporations, the allowable business limit you can claim is $500,000.
Click Here

Financing Equipment Purchases

You can apply for a loan to cover a large portion of the cost of buying new or used equipment for your business.

Your loan can be used to buy:

  • Equipment for manufacturing products
  • Special technology
  • Commercial vehicles for shipping your goods
This financing may also help you offset payment for delivery and installation of your new equipment
Click Here

Youth Employment Programs

You could receive a financial contribution towards the salary of a post-secondary graduate to help you research, develop and commercialize new technologies. To be eligible, your business needs to:

  • Be incorporated and for-profit
  • Have up to 500 full-time employees
  • Be ready to enhance its innovation capacity
The duration of the internship must be between six and twelve months
Click Here

Canadian Agricultural Loans Act 

If you are an agricultural producer, this program could help you get a loan from a bank, a credit union or a caisse populaire.


  • Existing farmers
  • Beginning or start-up farmers
  • Farmers taking over the family farm
  • Agricultural co-operatives

Loans are limited to a maximum of:

  • $500,000 for land and construction
  • $350,000 for all other loan purposes
Apply directly through your lending institution
Click Here

Grants Programs for Writers and Publishers

If you are a professional writer, collective or publisher, you may be eligible for grants intended to help with many aspects of your literary profession, such as:

  • Creation/translation
  • Operating funds
  • Organizational development assistance
  • Presenting and dissemination assistance
  • Professional development
  • Project assistance
  • Publication/promotion
  • Travel
As well, grants may be available to help you attend author residencies, literary readings and festivals.
Click Here

Apprenticeship Job Creation Tax Credit

If you hire an apprentice, you could get a tax credit equal to 10% of that person's salary. The maximum credit is $2,000 per year (per eligible apprentice).

You need to hire an apprentice who is:

  • In the first two years of an apprenticeship program registered with the government
  • In a trade like those listed under the Red Seal Trades
  • Working towards getting a certificate or license in that trade

Click Here

Industrial Research Assistance Program (IRAP)

Your small or medium-sized business could grow stronger, faster and bigger through innovation and technology. You could receive customized technical and business advice  as well as non-repayable financial contributions to help you:

  • Research, develop and commercialize new technologies
  • Accelerate the adoption and adaptation of these technologies

To qualify, your business in Canada must:

  • Be incorporated and profit-oriented
  • Have 500 or less full-time equivalent employees
  • Show the ability to grow and generate profits

Click Here

Canada Tele Film Development Program

If your film production business is a Canadian-owned and controlled corporation, you may be eligible for financial assistance.

Funding is available through a variety of programs, including the following:

  • Development Program
  • Production Program
  • Marketing Program
  • Theatrical Documentary Program
  • International Marketing and Festival Participation Program
Various Canadian content conditions apply. See the website for financing details. You may submit your application online at any time during Telefilm's fiscal year
Click Here

Canada Periodical Fund

If you publish a Canadian magazine in print or in digital format, or a non-daily Canadian newspaper, you could get money to help you produce and distribute it.

Your company needs to be:

  • Located in Canada
  • Registered or incorporated in Canada
  • Owned and controlled, in majority, by Canadians
You can apply to the “Aid for publishers” stream or to the “Business Innovation” stream. Funding will depend on which one you choose.
Click Here

Financing for land and building purchase

Do you need larger, more modern facilities for your business? You can apply for a loan with flexible terms and long-term financing to help with the costs of commercial real estate.

You could use the loan to:

  • Buy land on which to build your facilities
  • Buy existing buildings
  • Expand the building that you own
  • Renovate the building that you rent
You could also use it to help replace the working capital that you have spent on your commercial real estate
Click Here

Canada Media Fund

If you are involved in the Canadian television or digital media industries, you may be eligible for funding. You can browse through a variety of programs that can help you create and promote software applications and other creative media.

There are two streams:

  • Experimental – for digital media content and application software that is innovative, interactive, and connected to the Canadian cultural sector
Convergent – for convergent television and rich, interactive digital media content; support is given to production in all regions of Canada, and to underrepresented genres
Click Here

BDC Subordinate Financing

If you run a successful business, but lack the collateral to get a conventional loan, you could still obtain financing.

Subordinate financing can help you:

  • Get working capital to support growth
  • Make acquisitions
  • Buy out shareholders
  • Finance  intangible assets

The economic value of your business will determine the amount of subordinate financing you can get.

Eligible businesses are profitable, have a competitive advantage, strong management and solid financial controls.
Click Here

Self - Employment Program

Are you collecting Employment and Income Assistance? Are you ready to be your own boss?

The Self Employment program allows you to keep earning benefits while receiving training and support to start a business . Support is available for:

  • Business planning
  • Self - Employment/entrepreneurial skills training (includes classroom instruction)
Individual consulting
Click Here

Knowledge Mobilization Initiative

If you can create a network dedicated to transferring knowledge to those who can put it into practice, you may be able to get financial assistance.

Your network should be a collaboration between academia, industry, government and not-for-profit organizations across many sectors. The focus should be on the transfer and application of new knowledge that brings social, health and/or economic benefits to Canadians.

If you are eligible, your network could be funded up to $400,000 per year for 4 years, with a possible 3-year extension. Check the website to learn about the next round of funding

Click Here

BDC Growth Capital for Aboriginal Business

As an aboriginal entrepreneur, you could get up to $25,000 to start a business or up to $100,000 to grow your existing business. You could also get business advice for 2 years.

You should:

  • Have a good business idea
  • Have experience in management
  • Have personal or corporate guarantees
  • Be willing to work with a mentor
  • Operate on- or off-reserve in Canada
You can use the loan to buy land or equipment, develop new products, create an Internet site or learn how to export and more.
Click Here

Transition Financing

Are you retiring or ready to sell your business? Whether you are transferring your business to a family member or moving on to other ventures, you could get a loan to pay for the cost of this transition.

Financing may be available to:

  • Transfer your business to family members
  • Sell your business to your managers or employees
Sell your business to an outside buyer
Click Here

Entrepreneurs with Disabilities Program

If you have a disability, you could get help to start or grow your business. You can apply for mentoring, business training, and counseling. In some locations, you could also get a business loan.

You need to:

  • Live in Western Canada
  • Be unable to get a loan from a bank
  • Have a workable business plan
  • Require help with some business activities due to your disability
Apply at your regional Community Futures office, if you live in a rural area, or at select organizations if you live in a major western city.
Click Here

Industry Partnership Programs

Industry Partnerships promotes business and industry-related human resource development to create a highly-skilled, knowledgeable and adaptable workforce in Manitoba. Industry Partnerships' focus recognizes that a highly-performing workplace is directly linked to meeting business goals and improving bottom-line results.

From training strategies and human resource needs assessments to support corporate investment in skills and training, Industry Partnerships partners with key stakeholders in business, industry, labor, education, and government to ensure Manitoba’s workforce is equipped for success – now and in the future
Click Here

Farm Credit Canada Products and Services  

Do you need financing to start, run or grow a farm operation, food processing business, farm equipment plant or ag-biotech company?

Farm Credit Canada offers loans or equity financing to help you:

  • Purchase or improve land, buildings or equipment
  • Buy quotas or livestock
  • Expand your business domestically or export your products
  • Make environmental improvements
  • Fund diversification projects
Eligible producers or business owners are Canadian citizens of legal age.
Click Here

BDC Venture Capital

You can apply for venture capital and advice from business experts to develop your rapidly growing technology-based business.

Your business should be in the energy, clean technology, health, information technology or communications sectors.

You need to:

  • Develop technologies with broad application
  • Have a skilled management team
  • Have a clear competitive advantage
  • Have a solid business plan  with a clear exit strategy

Click Here

Collaborative Research and Development Grants

If you have a research project in natural sciences or engineering, you could have part of the project costs paid for you by partnering with a university. To be eligible, you should:

  • Contribute at least half the costs
  • Have a project that is scientifically and technically feasible
  • Have the expertise, with the help of your partner, to complete the project
  • Have a project that benefits Canada
Provide training to university students who work on the project
Click Here

Technology financing — Information and communications technology loan

Do you need financing to update your technology projects? You could get a loan to acquire or update your information and communications technology while preserving your short-term working capital. With this funding you could invest in:

  • Hardware (servers, network, computers, and accessories)
  • Software (human resources, supply chain, finance, and accounting)
Consulting services (IT planning, strategy, security, online sales, Internet marketing, social media)
Click Here

Export Guarantee Program

Increase your chances of securing financing from banks with a government guarantee on your export-related activities or foreign investments.

  • Coverage of export-related activities varies from 75% to 90%.
  • Up to 100% coverage is available on foreign investments.
  • Costs are based on the associated risks, the duration of the contract and the amount of financing required.

To qualify, your financial institution must be willing to establish a credit arrangement with your business and participate in the financing.

Click Here

Canada Book Fund

If your business publishes books, you may qualify for a financial contribution to:

  • Produce, market and distribute Canadian-authored books
  • Hire help for business development activities
  • Market Canadian-authored books abroad
To qualify, your business must be Canadian-owned and controlled. Other conditions apply
Click Here

 R & D Funding ProgramsPlease note that not all of the programs listed here are operated by the Government of Canada. They are included as a useful resource, but their inclusion on this page should not be interpreted as an endorsementClick Here

Canadian Industry Program for Energy Conservation

By attending customized workshops, you can learn how to help your organization increase its energy efficiency and reduce costs. Other tools and services can help you calculate and reduce energy consumption.

If you choose to implement the ISO 50001 Standard at your facilities, you may be eligible to receive up to $40,000 to help cover implementation costs and those of related studies.

To be eligible, you must:

  • Register your facility with NRCan as a CIPEC Leader
  • Have your proposal approved before work begins
Other conditions apply
Click Here

Community Futures Manitoba

You could get a loan of up to $150,000 to start and grow your business in rural and northern Manitoba.  The Community Futures office can also provide assistance with:

Helping your existing business grow
Click Here

Mitacs Accelerate

Learn how your business could receive specialized expertise by recruiting a graduate student or postdoctoral fellow to research your technology project for 4 or more months.

Why apply?

  • Expand your R&D program for an investment of $7,500
  • Recruit highly-skilled future employees
  • Drive your own research projects
Start an internship at any time
Click Here

Canadian Industry Program for Energy Conservation

By attending customized workshops, you can learn how to help your organization increase its energy efficiency and reduce costs. Other tools and services can help you calculate and reduce energy consumption.

If you choose to implement the ISO 50001 Standard at your facilities, you may be eligible to receive up to $40,000 to help cover implementation costs and those of related studies.

To be eligible, you must:

  • Register your facility with NRCan as a CIPEC Leader
  • Have your proposal approved before work begins
Other conditions apply
Click Here

Residential Rehabilitation Assistance Program  

If you own an affordable rental property or plan to create units to rent to low-income tenants, you can apply for financing for repairs, renovations or construction.

You can apply through one of the various streams for multi-unit projects:

  • Rental (for apartments)
  • Rooming House
  • Secondary or Garden Suite (for units for seniors or persons with disabilities)
  • Conversions (for buildings)
You need to be approved before making the changes.
Click Here

 NORTHSTAR Trade Finance Inc.

Increase your chances of landing export sales by providing financing options to your buyer as part of an overall sales proposal.

Eligible foreign buyers could obtain financing to purchase goods and services from Canadian exporters, including purchases of relatively low dollar value.

Contact NORTHSTAR early in the export contract negotiations and they could issue you a complimentary letter of intent to assist in negotiations with your prospective customer.
Click Here 

Training and Employment Services

Training and Employment Services helps Manitobans prepare for, find and keep employment, including support for training to meet labour market needs.

A wide range of employment and training services are offered through our 13 Centres situated throughout Manitoba as well as through partnerships with community-based organizations and employers

Click Here 

Funding Platform for Independent Lenders

You need to repay this money. Other conditions apply.

If you operate a small to medium-sized finance or leasing company that extends financing for vehicles and/or commercial equipment to your customers, you could access expanded funding options to help you; Respond to business and consumer demand, Increase the availability of credit that you can extend to your customers, The funding is provided on commercial terms and on a match-funded basis.

The program is jointly administered and financed by the BDC and TAO Asset Management
Click Here

Western Diversification Program

Not-for-profit organizations could receive funding for initiatives revolving around technology commercialization, economic growth, and the like. If your business is for-profit, you must apply through partner organizations.

Eligible organizations include:

  • Industry associations, community and/or economic development or research organizations
  • Post-secondary institutions
  • Indian bands

Do you operate a for-profit business? Apply for financing through:

Click Here

Womens Enterprise Initiative c/o Western Diversification 

Women play an important role in the creation and operation of small businesses across Canada, yet they often face barriers and a lack of support. To help remove these barriers, Western Economic Diversification Canada (WD) established the Women's Enterprise Initiative (WEI) to assist women entrepreneurs to start, scale-up and grow their businesses.Click Here

Entrepreneurs with disabilities program c/o Western Diversification 

Western Canadians who have a disability can access a network of business professionals and a world of resources through Western Economic Diversification Canada's Entrepreneurs with Disabilities Program (EDP). The EDP provides business information, training and development, mentoring and one-on-one counseling services.Click Here

BDC Market Expansion Loan

If you are looking to expand into new domestic or foreign markets, this loan could provide you with up to $100,000 to:

  • Participate in trade shows and conduct business development overseas
  • Develop partnerships and distribution networks
  • Create an export plan
  • Implement e-commerce
  • Produce and implement a marketing plan
  • Purchase additional inventory to expand and export to new markets
You have up to eight years to repay the loan and can defer principal payments for the first 12 months
Click Here

FACTOR funding for the recording industry

If you have a recording business or if you are a song-writer, composer or musician, and you record in English, you could get up to 50% of the costs of:

  • Sound recording
  • Business development
  • Marketing and promotion
  • Business travel and tours
  • Creation of a music video
  • Workshops for songwriters
Financing can generally range from $750 to $50,000, depending on the program. Most programs offer loans but grants are also available for some programs. For more information, visit the website
Click Here

Science and Technology Internship Program

If you operate a business in the geomatics, geology, mining, forestry or energy industry, you could get up to $13,200 to hire a recent university or college graduate in a natural science field for an internship of up to 52 weeks.

In order to be eligible, you need to:

  • Hire and train an intern who is no older than 30
  • Provide a work plan and budget (including the salary paid to the intern)
  • Plan a project that lasts 6 to 12 months
Supply at least the same amount of money as you receive for the intern's salary
Click Here

Housing Internship Initiative for First Nations and Inuit Youth

Do you operate an Aboriginal business in the housing industry? If so, you could be eligible to receive wage subsidies to hire and train First Nations or Inuit youths between the ages of 15 and 30.

In order to qualify, you must:

  • Offer housing-related employment such as construction, renovation, administration, finance or property management
  • Hire the trainee for at least three months
Operate your business on a First Nations reserve or in an Inuit community, or be willing to cover the youth's travel and accommodation costs.
Click Here

Environmental Youth Corps

If your business is in the science, technology, engineering or mathematics fields, you may be eligible to hire a young professional for a full-time environmental position.

The program offers:

  • A wage subsidy up to $15,000
  • Pre-approved, skilled graduates

Your business must be Canadian-owned or a Canadian subsidiary to be eligible.

Other conditions apply.

Click Here

Young Canada Works in Both Official Languages

Your incorporated public or private non-profit organization may be eligible to create an internship or summer job for students and recent graduates who possess excellent bilingual skills.

To participate as an employer, you should offer 30-40 hours a week of work for a period of 6-16 weeks.

Wage subsidies are available in up to 750 positions.
Click Here

Strategic Innovation Fund

A new stream of the Strategic Innovation Fund (SIF), Stream 5: National Ecosystems, is under development. This new stream will support large-scale, national innovation ecosystems through high impact collaborations across Canada. The objective of this Stream is to foster collaboration between multiple organizations, including: SMEs, incubators/accelerators, academic and research institutions, and large corporations, in order to accelerate commercialization in areas with demonstrated Canadian advantage.

National Ecosystems funded under Stream 5 will build upon existing regional or national networks and have a high-impact approach to technology development, commercialization, business development, scale up, and market growth. Target sectors should have both domestic growth and export potential.

Launched: April 2019
Click Here 

The Prince's Operation Entrepreneur

Are you a transitioning Canadian Forces member looking to establish yourself as an entrepreneur?

This national program offers you:

You are eligible if:

  • You have been medically/voluntarily released from the Canadian Forces within the last 24 months
  • You agree to work with a mentor
  • You have a sustainable business idea that creates full-time employment for yourself

Click Here

Connect Canada internships

Connect Canada is helping to increase the amount of research and development in Canada. The program matches graduate students and post-doctoral fellows with private-sector host companies (industry partner) for research internships. The interns work on research projects jointly developed by their academic supervisor and the industry partner.

Internships are four-to-six month placements, with at least 50 percent of the intern’s time spent at the industry partner’s facilities. The value of the total internship stipend is $10,000, funded equally between the industry partner and Connect Canada. Connect Canada funding is stackable, allowing industry partners and academic researchers to leverage other sources of funding.

Connect Canada takes no ownership of intellectual property generated through a placement. Intellectual property agreements are to be determined by the terms of the intern’s home university unless a separate agreement is negotiated between the university, the researchers and the sponsoring company.
Click Here 

Mitacs Elevate 

You could receive funding of up to $57,500 per year (including salary or stipend) toward a fellowship program with a recent PhD graduate to work on a research project for two years. The fellow would submit the application and, if successful, lead the collaboration. The project could address practical problems or challenges faced by your business, or help you further your knowledge and expertise.

To be eligible, you are expected to:

  • Work with and host the fellow at your facilities a minimum of half the time
  • Provide a minimum cash contribution of $25,000 annually toward the program, as well as in-kind support as needed

Click Here
Collaborative Health Research Projects 

If you are in natural sciences or engineering, and are partnered with an applicant from the health sciences community, or vice-versa, you could receive funding for your collaborative research project.

To be eligible, your project should:

  • Focus on knowledge translation
  • Lead to health and economic benefits for Canadians
  • Lead to an improved health care system
  • Lead to more effective health services and products
  • Provide training to highly qualified personnel

Funding can be for up to three years.

Click Here

Interaction Grants

Your R&D company could access grants of up to $5,000 over three months to meet with academic researchers to identify potential research projects.


  • Researchers must be from an eligible Canadian university
  • Researchers must apply (no deadline)
  • No relationship, current or past, can exist between parties
  • Meetings should identify a company-specific problem that is solvable through collaboration
  • Interactions should be expected to result in economic benefits to Canada

Click Here

Industry-Partnered Collaborative Research Program

If you are an academic researcher, you can apply for a grant for a collaborative research project you undertake with a Canadian industry partner who shares an interest in health R&D. Projects can be initiated by either you or your partner, but you must apply for the grant. Your partner should be involved in key stages of the research, from shaping the research question to disseminating and moving the research into practice.

The maximum amount awarded for a single grant is $250,000 per year for up to 5 years.

Click Here

Engage Grants

You could access a grant of up to $25,000 for your science and engineering business to help solve a company-specific problem.

Eligible companies must:

  • Operate from a Canadian base
  • Collaborate with researchers from a Canadian university
  • Not have previous working experience with the partner
Be able to exploit the research results
Click Here 

Space Technology Development ProgramThe Canadian Space Agency's Space Technology Development Program (STDP) supports innovation for the growth of the Canadian space industry and to reduce technological unknowns. Contracts are issued to Canadian organizations for the development of technologies to support future needs of the Canadian Space Program, while non-repayable contributions are awarded to Canadian organizations to support the development of innovative technologies with strong commercial potential

Your organization (Industry or Academia) could receive financial and technical support to perform R&D on space technologies. This support covers proposals solicitation (through regular Request for Proposals), evaluation and selection, as well as rigorous project management.

Technologies should help:

  • Reduce risk for future Canadian space activities
  • Transform key capabilities into wealth
  • Create knowledge through innovation

Click Here

Networks of Centres of Excellence

Find out about various funds available for your R&D activities, especially in the areas of engineering, health, and natural, social and biomedical science.

If your work responds to current research and innovation needs, there is a range of multi-stage competitions that are scheduled as funding becomes available. The programs address the needs that are specific to the different stages of the innovation process.
Click Here

Partnership Workshops Program

If you are an academic wanting to work on collaborative research activities with end-users from the business community, you can apply for a grant of up to $25,000 to develop a workshop.

Workshop topics should focus on building collaborations and can include:

  • Research priorities and knowledge gaps from the perspectives of industry, government and university
  • Current research capacity and future needs
  • Highly qualified people training and skills needs
  • Knowledge/technology transfer potential
  • Funding challenges and opportunities
  • Existing and potential new collaborations
Next steps for proceeding toward collaborative activities
Click Here

Automotive Innovation Fund  

If you have an incorporated automotive business, you could get funding to build greener, more fuel-efficient vehicles through innovation and R&D.

Proposals will be assessed based on innovation, environmental and economic benefits, your ability to achieve stated objectives, and the project's contribution to:

  • Automotive R&D capacity and knowledge-based jobs in Canada
  • Long-term economic benefit to Canada, including significant job creation/retention
  • The potential to attract further investments to foster Canadian competitiveness
Eligible projects must have a total private sector investment valued at more than $75 million over five years.
Click Here 

Automotive Partnership Fund

If you are working on next-generation automotive technologies, you could receive financial assistance to support collaborative R&D activities. Your research must be driven by industry needs and involve industrial collaboration.

Your proposal must show:

  • How the planned activities will meet industry needs
  • How the industry has been integral in developing the proposed research
  • How the support of the industrial partner is essential to the research

Click Here

Automotive  Partnership FundAt Automotive Partners Funding, we are committed to helping you choose a quality car, truck or SUV from some of the largest and most reputable automotive dealerships in the nation.Click Here

Science Horizons Youth Internship ProgramScience Horizons supports green jobs for youth by providing wage subsidies to eligible employers to hire interns in environmental and clean technology sectors. Interns must be recent college or university graduates eligible to work in science, technology, engineering or math (STEM).Click Here

Supplier Financing

If you have accepted a promissory note from a foreign buyer, consider selling it to free up your cash flow.

By selling your promissory note, you avoid having to:

  • Collect payment from your customer
  • Assume the risk of non-payment
Rates are competitive and based on the credit risk of your customer, the term of the note, and market risk. Contact EDC early to ensure your commercial contract meets certain requirements.
Click Here

Aquaculture Collaborative Research and Development Program (ACRDP)

By collaborating with government researchers, you could increase your business' scientific capacity for R&D projects relating to fish health and environmental performance.

Eligible industry applicants must be:

  • Marine aquaculture producers operating within Canada
  • Directly involved in producing marine aquatic species for pre-commercial or commercial purposes
Provide a minimum of 30% of the program amount requested, at least 7.5% of which must be a cash contribution
Click Here

Foreign Buyer Financing

If you export capital goods or services, your foreign buyer could benefit from EDC's financing solutions for terms ranging from 2 to 5 years.

  • Loans: For one time transactions
  • Lines of credit: For repeat purchases and multiple contracts
  • Bank guarantees: For risk sharing with buyer's financial institution

Foreign buyers must provide financial information and other documentation.

Financing solutions are not available for the purchase of commodities or raw and semi-processed goods.
Click Here

Film or Video Production Services Tax Credit Program (PSTC)

You may qualify for a tax credit of 16% on salaries and wages paid to Canadian residents working on your film or video production.

There is no cap on the tax credit and it is available to both Canadian companies and foreign-owned companies with permanent establishments in Canada.
Click Here


If you are a French-language songwriter, composer, artist, or recording business owner, you may be eligible for financing to help pay for:

  • Recordings and production
  • Artistic development
  • Marketing and promotion
  • Domestic and international business development
Financing ranges, depending on the activity
Click Here

Sustainable Development Technology Fund

If you create technology that deals with climate change issues, clean air, clean water or soil quality, you could get funding to cover up to 33% of the costs involved in developing and testing your product.

To qualify, you need to:

  • Have expertise in sustainable development technology
  • Be part of a project consortium

Your product or process must be used to:

  • Produce and distribute energy
  • Create electricity (for example, solar power)
  • Remove pollutants in certain industry sectors
Other conditions apply. You only need to repay the funds if you collect revenues related to the project or use project assets for business activities
Click Here

Scientific Research and Experimental Development Tax Incentive Program

If you conduct industrial R&D in Canada, you may be eligible for a tax refund or tax credit of up to 35% of what you spent on R&D.

You can apply for tax credits for expenses like wages, materials, machinery, equipment, some overhead and contracts related to:

  • Experimental development
  • Applied research
  • Basic scientific research
  • Certain types of technical support work
You can apply for the tax credit as part of your tax return by completing the required forms.
Click Here 

Economic Development Council for Manitoba Bilingual Municipal Financing

You can apply for up to $75,000 to start or grow a business in Manitoba, if you:

  • Are Francophone
  • Own at least 50% of a business
  • Have tried to get financing everywhere else and have been turned down

Before applying, you must create a business plan showing that your business idea is a good one and that you will be able to repay the money later.

Click Here

NextGen Biofuels Fund

The Government of Canada is committed to expanding the production and use of cleaner biofuels (also called renewable fuels) such as ethanol and biodiesel. The Government has a four-pronged biofuels strategy in order to:

  • reduce the greenhouse gas (GHG) emissions resulting from fuel use,
  • encourage greater production of biofuels,
  • provide new market opportunities for agricultural producers and rural communities, and
accelerate the commercialization of new biofuel technologies.
Click Here

Strategic Areospace and Defence Initiative (SADI)

The Government of Canada is committed to expanding the production and use of cleaner biofuels (also called renewable fuels) such as ethanol and biodiesel. The Government has a four-pronged biofuels strategy in order to:

  • reduce the greenhouse gas (GHG) emissions resulting from fuel use,
  • encourage greater production of biofuels,
  • provide new market opportunities for agricultural producers and rural communities, and
  • accelerate the commercialization of new biofuel technologies

If your Canadian corporation does R&D in the aerospace, defense space or security industries, you could receive funding for up to 40% of the cost of your project.

You may be eligible if your project:

  • Creates opportunities to contribute to a highly skilled and knowledge-based workforce
  • Involves industrial research
  • Includes strategic R&D activities
  • Requires support essential to its location, scope and/or timing
  • Has R&D that takes place in Canada
  • Involves collaboration with academia in Canada
Funding is in the form of conditionally repayable contributions
Click Here

Matching Investment Fund

You could get up to $150,000 to create new or improved products made from milk. Up to $25,000 can be used for consultation services while remaining funds must be applied towards product development.

To qualify, you need to:

  • Make foods, drinks or other products using milk
  • Provide 50% of the costs
  • Create a product that increases the use of milk

Other conditions apply.

Small businesses (less than 25 employees) are eligible for reimbursement of up to 100% of eligible costs for the first $10,000 spent on a project.
Click Here 

Community Enterprise
Development Tax Credit Program

The Community Enterprise Development Tax Credit (CEDTC) provides a refundable Manitoba tax credit of up to 45% to individuals and corporations who acquire equity capital in community-based enterprises in Manitoba.

There is no minimum investment requirement for companies or individual investors, but each investor is limited to 10% or less of the total tax credit issuance
Click Here 

FCC Energy Loan

FCC offers financing for environmental solutions that can help you make environmental upgrades to your operation and switch to renewable energy resources. Save money over time and keep your operation sustainable for future generations.


  • make your farm or business more cost effective and efficient
  • meet current and future environmental standards
  • potential to save money on energy bills
  • incentive for switching to solar, wind, biogas and geothermal energy sources
  • take advantage of provincial and federal energy grants and incentives (where available)

    • pre-approved lines of credit
    • deferred payments
    • interest-only payments
    • extended disbursements
Click Here