Funding & Grants
This program could help you secure up to $500,000 from a financial institution by sharing the risk with your lender.
The loans can cover 90% of the costs to:
- Purchase or improve land or property
- Purchase leasehold improvements or improve leased property
- Purchase new or used equipment
Eligible small businesses should have annual gross revenues of no more than $5 million.
Discuss your business needs with a financial officer at any bank or credit union in Canada.
Sunova Credit Union:
If you are 18 to 39 years old, you could get a loan of $15,000 to start or buy a business.
To be eligible, you should:
- Create a business plan for a business that will employ you full time
- Work with a mentor for two years
- Own at least 51% of your business
You cannot use the funds to pay existing debts. You need to repay the loan and pay administrative fees.
If you qualify, you can also apply for an extra $30,000 through the CYBF-BDC Start-Up Program.
Do you need a loan to start or buy a business, or to pay for property and equipment to set up your business? Financing may be available to entrepreneurs who demonstrate:
- Market and sales potential
- Competence of your management team
- Investment in your business
- Expertise in your chosen field
Whether you are just starting up or want to grow your business, you could get a term loan to help you:
- Start or buy a business
- Buy, build or renovate your facilities
- Buy equipment
- Research and develop new products
- Develop new markets for your products
- Acquire information and communications technology
- Sell your business
The loan comes with flexible terms.
If you are Aboriginal or have a majority-owned Aboriginal business, you can apply for up to $99,999 to help you:
- Start or buy a business
- Grow your existing business
- Market your product or service
- Develop new products or processes
- Get business advice
You don’t need to pay the money back. You can also get help with business planning.
Do you plan to hire students to help out at your small business next summer? This wage subsidy could help you pay up to 50% of the salary to an eligible full-time student.
- Students must be between 15 and 30 years old
- You should have no more than 50 full-time employees
- You need to meet the priorities set by your region
The value of the subsidy is based on the minimum wage in your region.
Would you like to own an existing business? Do you need a consultant to help you find out its strengths? You could get a loan to:
- Buy an existing business
- Purchase the business that you already manage
- Pay for a consultant to help evaluate the business and integrate its processes
The type of loan you could get will depend on whether you already own land, shares in a business, or other assets, or not.
If your business or non-profit organization can offer career-related work experience to post-secondary graduates, you may be eligible for funding.
To get money to help hire and pay the post-secondary graduates that you recruit, you need to:
- Pay part of the salary yourself
- Base your project in Canada
- Offer a work experience of 24 weeks
- Tailor the work experience to meet the recruits’ skill gaps
- Offer coaching and/or mentoring
You can apply for national, regional or local projects.
Are you a woman living in Western Canada who is looking for financing to start a business? Do you want to grow your business or buy a business?
This initiative could provide you with a loan of up to $150,000. It can also provide advisory services, business training and networking opportunities with other businesswomen.
You need to have a viable business plan, and your business must be a legal entity that is 50% or more owned or controlled by a woman.
If you are a person with a disability, you could receive financial assistance for training to start a business and for living expenses while you learn.
As an individual, you should:
- Have a permanent physical or mental disability
- Be unemployed or work less than 20 hours a week
- Be a Canadian citizen or landed immigrant
- Be unable to receive benefits
If you’re an employer, you could get a wage subsidy to hire someone with a disability. Before proceeding with the project, you are required to get approval.
If you are a professional Canadian artist involved in dance, inter-arts, media arts, music, theatre, visual arts or writing and publishing, you can apply for a grant.
You may use the grant for expenses related to your creative production, to pay for professional development or residency costs, and to cover travel expenses. This program is designed to promote the arts in Canada and abroad.
You could get up to $50,000 to hire and train a youth between the ages of 15 and 30 for projects that last up to 30 weeks. Your project can be either local or regional.
You need to hire youth who are registered with this program and who are at risk of not finding a job.
You should provide experience that will help the youth to find work later on.
Are you a new immigrant to Canada between the ages of 18 and 39 years, with dreams of being your own boss? The CYBF and the Business Development Bank of Canada (BDC) offer business start-up loans of up to $15,000.
To apply, you need:
- A business plan
- A letter from your bank confirming your account status
- Reference letters
The loan is repayable over 3 years, with interest-only payments in the first year.
You might also be able to participate in CYBF’s Mentoring Program, which matches newcomer entrepreneurs with a mentor to help them learn about doing business in Canada.
If you operate a Canadian-controlled private corporation, you may be eligible for an annual tax credit. This reduces the amount of tax that your business might otherwise have to pay.
The amount of the credit is calculated when you complete your corporation’s T2 income tax return. If you are not associated with any other corporations, the allowable business limit you can claim is $500,000.
You can apply for a loan to cover a large portion of the cost of buying new or used equipment for your business.
Your loan can be used to buy:
- Equipment for manufacturing products
- Special technology
- Commercial vehicles for shipping your goods
This financing may also help you offset payment for delivery and installation of your new equipment.
You could receive a financial contribution towards the salary of a post-secondary graduate to help you research, develop and commercialize new technologies. To be eligible, your business needs to:
- Be incorporated and for-profit
- Have up to 500 full-time employees
- Be ready to enhance its innovation capacity
The duration of the internship must be between six and twelve months.
If you are an agricultural producer, you may qualify for a repayable loan guarantee that could help you secure easier access to credit.
- Existing farmers
- Beginning /start-up farmers
- Farmers taking over the family farm
- Specific agricultural co-operatives
Loans are limited to a maximum of:
- $500,000 for land and construction
- $350,000 for all other loan purposes
Apply directly through your lending institution.
Do you need more working capital to help you grow your business?
You could get a loan to:
- Develop and launch new products
- Use e-commerce to do business
- Improve the way you market and promote your products
If you are a professional writer, collective or publisher, you may be eligible for grants intended to help with many aspects of your literary profession, such as:
- Operating funds
- Organizational development assistance
- Presenting and dissemination assistance
- Professional development
- Project assistance
As well, grants may be available to help you attend author residencies, literary readings and festivals.
If you hire an apprentice, you could get a tax credit equal to 10% of that person’s salary. The maximum credit is $2,000 per year (per eligible apprentice).
You need to hire an apprentice who is:
- In the first two years of an apprenticeship program registered with the government
- In a trade like those listed under the Red Seal Trades
- Working towards getting a certificate or licence in that trade
You can carry any unused credit back three years or carry it forward twenty years.
Are you a Manitoba entrepreneur ready to begin your business journey? This program offers a loan guarantee as well as an education component.
Loan Guarantee: Loans provided through participating financial institutions and guaranteed by the Government of Manitoba. The five-year term loan is a $30,000 maximum amount with an interest rate of prime plus one percent and a one-year deferral of principal repayment.
Educational Component: The three-day Business Planning Workshop covers topics which include business plans, financing options, financial statements, taxation, marketing strategies and much more. Registration fee: $60.00 plus GST.
Your business may be eligible for funding and the services of experts to help you access and adopt digital technologies to increase productivity.
- Have up to 500 employees
- Be an incorporated, commercial business in Canada
- Plan to grow your business
- Have a project that is designed to adopt digital technologies
- Change your current operations to maximize the benefit of digital technologies on your productivity
These funds are a non-repayable contribution.
Your small or medium-sized business could grow stronger, faster and bigger through innovation and technology. You could receive customized technical and business advice as well as non-repayable financial contributions to help you:
- Research, develop and commercialize new technologies
- Accelerate the adoption and adaptation of these technologies
To qualify, your business in Canada must:
- Be incorporated and profit-oriented
- Have 500 or less full-time equivalent employees
- Show the ability to grow and generate profits
If your film production business is a Canadian-owned and controlled corporation, you may be eligible for financial assistance.
Funding is available through a variety of programs, including the following:
- Development Program
- Production Program
- Marketing Program
- Theatrical Documentary Program
- International Marketing and Festival Participation Program
Various Canadian content conditions apply. See the website for financing details. You may submit your application online at any time during Telefilm’s fiscal year.
If you publish a Canadian magazine in print or in digital format, or a non-daily Canadian newspaper, you could get money to help you produce and distribute it.
Your company needs to be:
- Located in Canada
- Registered or incorporated in Canada
- Owned and controlled, in majority, by Canadians
You can apply to the “Aid for publishers” stream or to the “Business Innovation” stream. Funding will depend on which one you choose.
Do you need larger, more modern facilities for your business? You can apply for a loan with flexible terms and long-term financing to help with the costs of commercial real estate.
You could use the loan to:
- Buy land on which to build your facilities
- Buy existing buildings
- Expand the building that you own
- Renovate the building that you rent
You could also use it to help replace the working capital that you have spent on your commercial real estate.
If you are involved in the Canadian television or digital media industries, you may be eligible for funding. You can browse through a variety of programs that can help you create and promote software applications and other creative media.
There are two streams:
- Experimental – for digital media content and application software that is innovative, interactive, and connected to the Canadian cultural sector
- Convergent – for convergent television and rich, interactive digital media content; support is given to production in all regions of Canada, and to underrepresented genres
If you run a successful business, but lack the collateral to get a conventional loan, you could still obtain financing.
Subordinate financing can help you:
- Get working capital to support growth
- Make acquisitions
- Buy out shareholders
- Finance intangible assets
The economic value of your business will determine the amount of subordinate financing you can get.
Eligible businesses are profitable, have a competitive advantage, strong management and solid financial controls.
Are you collecting Employment and Income Assistance? Are you ready to be your own boss?
The Self Employment program allows you to keep earning benefits while receiving training and support to start a business. Support is available for:
- Business planning
- Self employment/entrepreneurial skills training (includes classroom instruction)
- Individual consulting
As an employer, you could get a credit of up to $1,000 toward your payroll account if your EI premiums increased in 2014.
You need to:
- Have paid $15,000 or less in EI premiums in 2013
- Have paid more EI premiums in 2014 than in 2013
- File your 2013 T4 return before January 1, 2017
- Pay your full 2014 payroll remittances while waiting for the credit
You do not need to apply. The credit will be calculated automatically using the information from your T4 slips filed for 2013 and 2014.
If you can create a network dedicated to transferring knowledge to those who can put it into practice, you may be able to get financial assistance.
Your network should be a collaboration between academia, industry, government and not-for-profit organizations across many sectors. The focus should be on the transfer and application of new knowledge that brings social, health and/or economic benefits to Canadians.
If you are eligible, your network could be funded up to $400,000 per year for 4 years, with a possible 3-year extension. Check the website to learn about the next round of funding.
As an aboriginal entrepreneur, you could get up to $25,000 to start a business or up to $100,000 to grow your existing business. You could also get business advice for 2 years.
- Have a good business idea
- Have experience in management
- Have personal or corporate guarantees
- Be willing to work with a mentor
- Operate on- or off-reserve in Canada
You can use the loan to buy land or equipment, develop new products, create an Internet site or learn how to export and more.
Are you retiring or ready to sell your business? Whether you are transferring your business to a family member or moving on to other ventures, you could get a loan to pay for the cost of this transition.
Financing may be available to:
- Transfer your business to family members
- Sell your business to your managers or employees
- Sell your business to an outside buyer
If you have a disability, you could get help to start or grow your business. You can apply for mentoring, business training, and counselling. In some locations, you could also get a business loan.
You need to:
- Live in Western Canada
- Be unable to get a loan from a bank
- Have a workable business plan
- Require help with some business activities due to your disability
Apply at your regional Community Futures office, if you live in a rural area, or at select organizations, if you live in a major western city.
If you are a Canadian business with an R&D project in natural sciences or engineering, you could partner with Canadian colleges and universities to access their facilities and students.
Apply for one of these programs:
- Engage Grants for short-term R&D projects
- Applied Research and Development Grants to use research facilities at colleges
- Innovation Enhancement Grants to commercialize a new technology
- Idea to Innovation Program to develop and test a new technology
Do you need financing to start, run or grow a farm operation, food processing business, farm equipment plant or ag-biotech company?
Farm Credit Canada offers loans or equity financing to help you:
- Purchase or improve land, buildings or equipment
- Buy quotas or livestock
- Expand your business domestically or export your products
- Make environmental improvements
- Fund diversification projects
Eligible producers or business owners are Canadian citizens of legal age.
Want to improve your business and your community at the same time? You could get funding to support your business projects related to renovations, upgrading and greening of your rural and/or northern community.
Available financial support for:
- Hometown meeting places
- Hometown main streets enhancements
- Tree planting
If you have an agri-business and are working on innovative projects, you can apply for assistance. Apply for:
- A grant for pre-commercialization R&D and knowledge transfer
- A loan to help get your agri-based products or services ready for the market
There are two streams within this program:
- Industry-led Research and Development Stream — you may receive a non-repayable grant of up to $10 million
- Enabling Commercialization and Adoption Stream — you may receive a repayable loan of up to $10 million
You can apply for venture capital and advice from business experts to develop your rapidly growing technology-based business.
Your business should be in the energy, clean technology, health, information technology or communications sectors.
You need to:
- Develop technologies with broad application
- Have a skilled management team
- Have a clear competitive advantage
- Have a solid business plan with a clear exit strategy
If you have a research project in natural sciences or engineering, you could have part of the project costs paid for you by partnering with a university. To be eligible, you should:
- Contribute at least half the costs
- Have a project that is scientifically and technically feasible
- Have the expertise, with the help of your partner, to complete the project
- Have a project that benefits Canada
- Provide training to university students who work on the project
Do you need financing to update your technology projects? You could get a loan to acquire or update your information and communications technology while preserving your short-term working capital. With this funding you could invest in:
- Hardware (servers, network, computers and accessories)
- Software (human resources, supply chain, finance and accounting)
- Consulting services (IT planning, strategy, security, online sales, Internet marketing, social media)
Increase your chances of securing financing from banks with a government guarantee on your export-related activities or foreign investments.
- Coverage of export-related activities varies from 75% to 90%.
- Up to 100% coverage is available on foreign investments.
- Costs are based on the associated risks, the duration of the contract and the amount of financing required.
To qualify, your financial institution must be willing to establish a credit arrangement with your business and participate in the financing.
If your business publishes books, you may qualify for a financial contribution to:
- Produce, market and distribute Canadian-authored books
- Hire help for business development activities
- Market Canadian-authored books abroad
To qualify, your business must be Canadian-owned and controlled. Other conditions apply.
If you conduct R&D in natural sciences or engineering, you could get help to hire a PHD graduate for 2 years to conduct research that will provide you with new technology.
- Be a financially sound Canadian business
- Have research facilities on your property
- Be approved for the program
- Put in at least $10,000 per year towards the graduate’s salary
The contribute $30,000 per year for 2 years towards the salary of the graduate. The Council will contribute $30,000 per year for 2 years towards the salary of the graduate.
You could get a tax credit between 5% and 10% when you hire students, graduates and apprenticeship graduates.
Most employers are eligible, including private companies, co-operatives, crown corporations, municipally-owned businesses, not-for-profit organizations and unincorporated employers.
You could get a loan of up to $150,000 to start and grow your business in rural and northern Manitoba. The Community Futures office can also provide assistance with:
- Preparing and assessing your business plan
- Providing business and market information
- Helping your existing business grow
Learn how your business could receive specialized expertise by recruiting a graduate student or postdoctoral fellow to research your technology project for 4 or more months.
- Expand your R&D program for an investment of $7,500
- Recruit highly-skilled future employees
- Drive your own research projects
- Start an internship at any time
By attending customized workshops, you can learn how to help your organization increase its energy efficiency and reduce costs. Other tools and services can help you calculate and reduce energy consumption.
If you choose to implement the ISO 50001 Standard at your facilities, you may be eligible to receive up to $25,000 to help cover implementation costs and those of related studies.
To be eligible, you must:
- Register your facility with NRCan as a CIPEC Leader
- Have your proposal approved before work begins
If you own affordable rental property or plan to create units to rent to low-income tenants, you can apply for financing for repairs, renovations or construction.
You can apply through one of the various streams for multi-unit projects:
- Rental (for apartments)
- Rooming House
- Secondary or Garden Suite (for units for seniors or persons with disabilities)
- Conversions (for buildings)
You need to be approved before making the changes.
If you received a Start-Up loan from the Canada Youth Business Foundation within the last three to five years, you can apply for $10,000 more to grow your business.
You should be:
- 18 to 39 years old
- Canadian or a permanent resident of Canada
- Up to date in your payments, if you are still paying off your Start-Up loan to CYBF
- Employed full-time in your business
You cannot use this loan to pay off a debt. Once you are approved, you can apply for extra funding from the BDC.
Increase your chances of landing export sales by providing financing options to your buyer as part of an overall sales proposal.
Eligible foreign buyers could obtain financing to purchase goods and services from Canadian exporters, including purchases of a relatively low dollar value.
Contact NORTHSTAR early in the export contract negotiations and they could issue you a complimentary letter of intent to assist in negotiations with your prospective customer.
Apply for funding for research and development projects for your agriculture or agri-food business. You could receive up to 50% of the funding needed for your project.
The application process is open to individuals, associations, commodity groups, local organizations, agri-businesses and institutions.
Priority is given to projects that result in:
- New farm income streams
- Growth in the value-added sector
- Reduced costs for primary production
Funding is non-repayable.
Partner with Employment Manitoba to get help to build and train your workforce, access labour market information, and apply for wage subsidy programs.
You need to repay this money. Other conditions apply.
If you operate a small to medium-sized finance or leasing company that extends financing for vehicles and/or commercial equipment to your customers, you could access expanded funding options to help you; Respond to business and consumer demand, Increase the availability of credit that you can extend to your customers, The funding is provided on commercial terms and on a match-funded basis.
The program is jointly administered and financed by the BDC and TAO Asset Management.
As an incorporated Canadian agricultural processor, you could receive up to $2,000,000 or 50% of the cost of buying new equipment to update your manufacturing process. To qualify, you need to:
- Transform raw agricultural products as the main part of your business
- Operate a processing facility in Canada
- Have been in business as an agricultural processor for at least one year
- Buy equipment that is different from the kind you already use
- Use the money to improve the way you do business
If your for-profit business is in a high demand sector, you could be eligible to for a wage subsidy to use towards hiring a post-secondary graduate as an intern.
You could be eligible if your business:
- Has been in operation for at least 2 years
- Has at least 5 full-time employees
- Has at least $2 million liability insurance
- Operates in a commercial space
Internships last between 26 and 40 weeks. All wage subsidies for this program end by February 28, 2014. Check the website for lists of high demand sectors by region.
Not-for-profit organizations could receive funding for initiatives revolving around technology commercialization, economic growth, and the like. If your business is for-profit, you must apply through partner organizations.
Eligible organizations include:
- Industry associations, community and/or economic development or research organizations
- Post-secondary institutions
- Indian bands
Do you operate a for-profit business? Apply for financing through:
- Western Innovation (WINN) Initiative
- Community Futures
- Women’s Enterprise Initiative
If your agricultural business is ready to expand, you could access up to $50,000 to market your products domestically and internationally. The financing can help you:
- Access new markets
- Position and differentiate your brand
- Break down trade barriers
This financing is a non-repayable contribution.
You could also access up to $1,000,000 per project to implement safety and quality assurance systems and standards.
Applications can be submitted up until September 30, 2017.
If your health business has a project to help solve a global health issue, you could get funding to partner with innovators in low- and middle-income countries.
Your Integrated Innovation TM project should:
- Bring together science/technology, social, and business innovation
- Bring successful innovation to scale, catalyzing sustainability and impact
Find out about past projects, how to develop your proposal, and much more.
Are you a Canadian producer experiencing financial hardship? If so, help is readily available. You could get up to 50% of the average market price of your stored crops or unsold livestock. The limit on cash advances is $400,000 — the first $100,000 of which is interest-free.
You need to repay your cash advance as your products are sold and you need to repay the total amount within 18 months. These cash advances are delivered by industry associations, marketing boards and co-operatives in the agricultural sector.
If you are looking to expand into new domestic or foreign markets, this loan could provide you with up to $100,000 to:
- Participate in trade shows and conduct business development overseas
- Develop partnerships and distribution networks
- Create an export plan
- Implement e-commerce
- Produce and implement a marketing plan
- Purchase additional inventory to expand and export to new markets
You have up to eight years to repay the loan and can defer principal payments for the first 12 months.
If you have a recording business or if you are a song-writer, composer or musician, and you record in English, you could get up to 50% of the costs of:
- Sound recording
- Business development
- Marketing and promotion
- Business travel and tours
- Creation of a music video
- Workshops for songwriters
Financing can generally range from $750 to $50,000, depending on the program. Most programs offer loans but grants are also available for some programs. For more information, visit the website.
If you operate a business in the geomatics, geology, mining, forestry or energy industry, you could get up to $13,200 to hire a recent university or college graduate in a natural science field for an internship of up to 52 weeks.
In order to be eligible, you need to:
- Hire and train an intern who is no older than 30
- Provide a work plan and budget (including the salary paid to the intern)
- Plan a project that lasts 6 to 12 months
- Supply at least the same amount of money as you receive for the intern’s salary
You could get funding for projects that help Canadian farmers and agricultural processors adapt to change. For example, you could finance inventions that help protect crops or you could create new ways for farmers to do business. Apply for the national or regional program.
- National Program: You need to have enough employees, experience and resources to deliver your product all over Canada. Send your application to Agriculture and Agri-Food Canada.
- Regional Program: For projects that only help farmers in your region, apply to the Regional Industry Council in your province or territory
Do you operate an Aboriginal business in the housing industry? If so, you could be eligible to receive wage subsidies to hire and train First Nations or Inuit youths between the ages of 15 and 30.
In order to qualify, you must:
- Offer housing-related employment such as construction, renovation, administration, finance or property management
- Hire the trainee for at least three months
- Operate your business on a First Nations reserve or in an Inuit community, or be willing to cover the youth’s travel and accommodation costs.
If your business operates in Western Canada, you could get a repayable contribution to commercialize a viable and innovative technology-based product, process or service.
The funding supports commercialization, including:
- Technology development
- Pilot projects
- Validation of market potential
- Related marketing, human resources, productivity, and process or quality improvement activities
Your business must be incorporated, have fewer than 500 employees, have operated for at least one year, and own IP rights. Other conditions apply.
Applications will be accepted twice a year through a call for proposals process.
You could receive funding of up to 50% of the costs of creating a next-generation manufacturing service for the aerospace, defence, space, and security industries.
- Labour and materials during R&D
Eligible applicants must:
- Demonstrate the ability to lead a large-scale multi-member project
- Include at least 1 SME and 1 academic institute
- Be a for-profit corporation
- Be an Original Equipment Manufacturer (OEM) or a Tier 1 company supplying directly to an OEM
Your environmental business may be eligible for two internship programs that can help you find motivated graduates and receive wage subsidies of up to $12,000.
National Environmental Youth Corps Program:
- Provides a wage subsidy up to $8,000
- Offers skilled graduates for a full-time internship
International Environmental Youth Corps:
- Provides a wage subsidy up to $12,000
- Offers skilled graduates for a full-time internship that has an international component
Your business must be Canadian-owned or a Canadian subsidiary to be eligible.
Your incorporated public or private non-profit organization may be eligible to create an internship or summer job for students and recent graduates who possess excellent bilingual skills.
To participate as an employer, you should offer 30-40 hours a week of work for a period of 6-16 weeks.
Wage subsidies are available in up to 750 positions.
As a business owner in the field of geomatics, you could have access to programs and services that can help with commercialization success.
You may be eligible for:
- Investments and grant programs
- Wage subsidies
- Training and workshops
- Geomatics test and development equipment
- Networking opportunities
Are you a transitioning Canadian Forces member looking to establish yourself as an entrepreneur?
This national program offers you:
- Education and business plan support
- Networking and community support
- Start-up and growth financing
You are eligible if:
- You have been medically/voluntarily released from the Canadian Forces within the last 24 months
- You agree to work with a mentor
- You have a sustainable business idea that creates full-time employment for yourself
You could receive funding of $5,000 to help pay the salary of a graduate student or a post-doctoral fellow to help your business with an advanced R&D project.
To be eligible, your business must be Canadian and offer an internship that:
- Is 4-6 months in length
- Is challenging, relevant, and scientifically rigorous
- Involves an advanced R&D project jointly developed with the academic supervisor
You must be willing to fund half of the $10,000 internship stipend.
You could receive funding of up to $57,500 per year (including salary or stipend) toward a fellowship program with a recent PhD graduate to work on a research project for two years. The fellow would submit the application and, if successful, lead the collaboration. The project could address practical problems or challenges faced by your business, or help you further your knowledge and expertise.
To be eligible, you are expected to:
- Work with and host the fellow at your facilities a minimum of half the time
- Provide a minimum cash contribution of $25,000 annually toward the program, as well as in-kind support as needed
Some universities have a specific framework already in place for these projects.
If you are in natural sciences or engineering, and are partnered with an applicant from the health sciences community, or vice-versa, you could receive funding for your collaborative research project.
To be eligible, your project should:
- Focus on knowledge translation
- Lead to health and economic benefits for Canadians
- Lead to an improved health care system
- Lead to more effective health services and products
- Provide training to highly qualified personnel
Funding can be for up to three years.
Your R&D company could access grants of up to $5,000 over three months to meet with academic researchers to identify potential research projects.
- Researchers must be from an eligible Canadian university
- Researchers must apply (no deadline)
- No relationship, current or past, can exist between parties
- Meetings should identify a company-specific problem that is solvable through collaboration
- Interactions should be expected to result in economic benefits to Canada
If you are an academic researcher, you can apply for a grant for a collaborative research project you undertake with a Canadian industry partner who shares an interest in health R&D. Projects can be initiated by either you or your partner, but you must apply for the grant. Your partner should be involved in key stages of the research, from shaping the research question to disseminating and moving the research into practice.
The maximum amount awarded for a single grant is $250,000 per year for up to 5 years.
You could access a grant of up to $25,000 for your science and engineering business to help solve a company-specific problem.
Eligible companies must:
- Operate from a Canadian base
- Collaborate with researchers from a Canadian university
- Not have previous working experience with the partner
- Be able to exploit the research results
Your organization (Industry or Academia) could receive financial and technical support to perform R&D on space technologies. This support covers proposals solicitation (through regular Request for Proposals), evaluation and selection, as well as rigorous project management.
Technologies should help:
- Reduce risk for future Canadian space activities
- Transform key capabilities into wealth
- Create knowledge through innovation
Find out about various funds available for your R&D activities, especially in the areas of engineering, health, and natural, social and biomedical science.
If your work responds to current research and innovation needs, there is a range of multi-stage competitions that are scheduled as funding becomes available. The programs address the needs that are specific to the different stages of the innovation process.
If you are an academic wanting to work on collaborative research activities with end-users from the business community, you can apply for a grant of up to $25,000 to develop a workshop.
Workshop topics should focus on building collaborations and can include:
- Research priorities and knowledge gaps from the perspectives of industry, government and university
- Current research capacity and future needs
- Highly qualified people training and skills needs
- Knowledge/technology transfer potential
- Funding challenges and opportunities
- Existing and potential new collaborations
- Next steps for proceeding toward collaborative activities
If you have an incorporated automotive business, you could get funding to build greener, more fuel-efficient vehicles through innovation and R&D.
Proposals will be assessed based on innovation, environmental and economic benefits, your ability to achieve stated objectives, and the project’s contribution to:
- Automotive R&D capacity and knowledge-based jobs in Canada
- Long-term economic benefit to Canada, including significant job creation/retention
- The potential to attract further investments to foster Canadian competitiveness
Eligible projects must have a total private sector investment valued at more than $75 million over five years.
If you are working on next-generation automotive technologies, you could receive financial assistance to support collaborative R&D activities. Your research must be driven by industry needs and involve industrial collaboration.
Your proposal must show:
- How the planned activities will meet industry needs
- How industry has been integral in developing the proposed research
- How the support of the industrial partner is essential to the research
Submit your research proposals for projects lasting from 6 months to 5 years. There are no minimum or maximum dollar amounts that can be requested.
If your business or not-for-profit organization undertakes environmental science projects, you could receive up to $12,000 to hire an intern for at least six months.
Priority will be given to projects on the following topics:
- Science strategies
- Wildlife and landscape
Your project must meet the following requirements:
- Your business is eligible for Science Horizons funding
- Details of your project are fully explained
- You have a mentor for your intern
- Your business will provide at least 30% of project costs
If you have accepted a promissory note from a foreign buyer, consider selling it to free up your cash flow.
By selling your promissory note, you avoid having to:
- Collect payment from your customer
- Assume the risk of non-payment
Rates are competitive and based on the credit risk of your customer, the term of the note, and market risk. Contact EDC early to ensure your commercial contract meets certain requirements.
By collaborating with government researchers, you could increase your business’ scientific capacity for R&D projects relating to fish health and environmental performance.
Eligible industry applicants must be:
- Marine aquaculture producers operating within Canada
- Directly involved in producing marine aquatic species for pre-commercial or commercial purposes
- Provide a minimum of 30% of the program amount requested, at least 7.5% of which must be a cash contribution
If you export capital goods or services, your foreign buyer could benefit from EDC’s financing solutions for terms ranging from 2 to 5 years.
- Loans: For one time transactions
- Lines of credit: For repeat purchases and multiple contracts
- Bank guarantees: For risk sharing with buyer’s financial institution
Foreign buyers must provide financial information and other documentation.
Financing solutions are not available for the purchase of commodities or raw and semi-processed goods.
You may qualify for a tax credit of 16% on salaries and wages paid to Canadian residents working on your film or video production.
There is no cap on the tax credit and it is available to both Canadian companies and foreign-owned companies with permanent establishments in Canada.
If you are a French-language songwriter, composer, artist, or recording business owner, you may be eligible for financing to help pay for:
- Recordings and production
- Artistic development
- Marketing and promotion
- Domestic and international business development
Financing ranges, depending on the activity.
If you create technology that deals with climate change issues, clean air, clean water or soil quality, you could get funding to cover up to 33% of the costs involved in developing and testing your product.
To qualify, you need to:
- Have expertise in sustainable development technology
- Be part of a project consortium
Your product or process must be used to:
- Produce and distribute energy
- Create electricity (for example, solar power)
- Remove pollutants in certain industry sectors
Other conditions apply. You only need to repay the funds if you collect revenues related to the project or use project assets for business activities.
If you conduct industrial R&D in Canada, you may be eligible for a tax refund or tax credit of up to 35% of what you spent on R&D.
You can apply for tax credits for expenses like wages, materials, machinery, equipment, some overhead and contracts related to:
- Experimental development
- Applied research
- Basic scientific research
- Certain types of technical support work
You can apply for the tax credit as part of your tax return by completing the required forms.
You can apply for up to $75,000 to start or grow a business in Manitoba, if you:
- Are Francophone
- Own at least 50% of a business
- Have tried to get financing everywhere else and have been turned down
Before applying, you must create a business plan showing that your business idea is a good one and that you will be able to repay the money later.
If you plan to develop a first-of-kind facility that uses new technology for producing biofuel, you could receive funding in the form of a repayable loan.
To be eligible, your project must:
- Have demonstrated the technology at the pre-commercial pilot scale
- Be located in Canada
- Produce next-generation renewable fuel
- Use feedstocks of Canadian biomass
If your Canadian corporation does R&D in the aerospace, defence, space or security industries, you could receive funding for up to 40% of the cost of your project.
You may be eligible if your project:
- Creates opportunities to contribute to a highly skilled and knowledge-based workforce
- Involves industrial research
- Includes strategic R&D activities
- Requires support essential to its location, scope and/or timing
- Has R&D that takes place in Canada
- Involves collaboration with academia in Canada
Funding is in the form of conditionally repayable contributions.
You could get up to $150,000 to create new or improved products made from milk. Up to $25,000 can be used for consultation services, while remaining funds must be applied towards product development.
To qualify, you need to:
- Make foods, drinks or other products using milk
- Provide 50% of the costs
- Create a product that increases the use of milk
Other conditions apply.
Small businesses (less than 25 employees) are eligible for a reimbursement of up to 100% of eligible costs for the first $10,000 spent on a project.
Are you a community-based business looking for capital? You may be eligible to offer a personal income tax credit of 30% to Manitobans who invest in your firm. Your business must have:
- Net assets of less than $10 million
- Gross assets of less than $25 million
- No more than 200 employees (with at least 25% residing in Manitoba)
Your business could receive a maximum of $1,000,000 in repayable capital.
Grow your business with a secured loan or government loan guarantee for projects related to the diversification of the technological/industrial base in Manitoba. Access is based on eligibility criteria and a comprehensive business plan.
If you are a rural entrepreneur with an existing business, you could get a loan guarantee from the Manitoba Agricultural Services Corporation when applying for a loan from your financial institution. Guarantees can be used for loans up to $200,000.
The loans can be used for:
- Financing of receivables
- Financing of most other common day-to-day business expenses
If you are a northern Manitoba resident, agricultural producer, partnership, co-operative, corporation or band council, you may be able to get financial assistance for:
- Food production systems
- Processing and food preservation methods
- New options in crop and livestock production
- New production systems that extend the growing season (ex: greenhouses, hydroponics)
- New marketing systems that increase regional accessibility/affordability for northern-produced foods
Your application will be given priority if you or your partners are making a financial investment or contribution into the project.
If your tour operating business offers proven past results, sound business practices, in-market experience and an authentic Nova Scotia packaged product, you may be able to receive 50% of project costs for activities such as:
- Attending in-market tourism trade and consumer shows
- Direct mail campaigns
- Familiarization tours
Your business does not have to be based in Nova Scotia, but you must show your ability to deliver visitors to the province. Other conditions apply.
If you are a Canadian producer or agri-business owner considering renewable energy to reduce your costs and environmental impact, this loan could help you purchase and install on-farm energy sources, such as:
- Wind or solar power
The loan is offered with interest terms of up to five years, at variable or fixed rates. Monthly, quarterly, semi-annual and annual payments are available.
If you partner with universities, colleges or research institutes to do research in science and technology, you could get up to 50% of the costs of your joint research project paid when you also partner with researchers in Brazil, China, India or Israel.
You need to have a project that:
- Could be a commercial success
- Is technologically feasible
- Is for non-military purposes
Other conditions apply.
If your project is a commercial success, you need to pay back all or at least part of the money.